May 2018 – Page 2 – Home Improvement Guides Free
 

Month: May 2018

Qualifying For Home Improvement Loans With Bad Credit

| Comments Off on Qualifying For Home Improvement Loans With Bad Credit

Obtaining Financing to Make Home Improvements

One of the first things you need to consider with financing for home improvements is how you plan to handle the work. There are three predominant methods for financing: refinance your existing mortgage, apply for an equity loan or obtain an equity line of credit. Which one is best for you? Real-Estate-Yogi.com can provide answers to some questions that can help you answer that question such as:

1) Do you plan to do the work immediately or stretch it out over time?
2) Do you need all the money for the contractor up front?
3) Do you plan to use the money for things other than just home improvements?
4) What is the total cost of the project?

All of these factors play into the picture and will provide the best answer concerning financing. If you would like to discuss your needs with a Real-Estate-Yogi.com consultant, fill out the form that appears on the website and someone will contact you right away.

What about Those Who Have Bad Credit?

Can you obtain home improvement loans with bad credit? Like any other loan finding a lender for a home improvement loan when you have bad credit is difficult but not impossible. However, since these loans are full-secured by the equity in your home they are probably easier to obtain than other types of loans. In fact, you may even find a favorable interest rate since the lender will be taking minimal risk. Because of the current real estate situation you may need to have a higher percentage of equity in the home than you would have when real estate prices were higher.

Where to Find Loans for Home Improvements when You Have Bad Credit

While it may be difficult it is not impossible to find Bad Credit Home Improvement Loans. In fact there are some lenders who don”t care about anything but the equity in the home while others are much more stringent in their credit requirements. The key is conducting the research and choosing the lender that you think is the most likely to have the willingness to help you with the project you have in mind.

How do you get a home improvement loan? Finding home improvement loans with bad credit is not impossible although it is definitely more challenging. Obtaining financing for home improvements requires a great deal of thought in order to assess the best method for financing your loan. Bad credit home improvement loans are not as difficult to qualify for as unsecured loans although you may have to pay higher interest rates as you would if you had good credit.

Half-round Gutters Cleaning And Maintenance

| Comments Off on Half-round Gutters Cleaning And Maintenance

Cleaning and maintaining your half-round gutters can prevent moisture damage and basement flooding. Moisture and flooding can weaken the foundations walls and floors of your home. To prevent serious damage to your home, here is how to clean and maintain your half-round gutters.
Remove Leaves and Debris

To keep the water flowing freely, you need to remove leaves and debris from your gutter especially during the spring and fall. To do this, use a plastic spatula or a soft tip putty knife to scrap off dirt, debris and rotten leaves. When scrapping off rotten leaves, dirt and debris do not drive the spatula or the putty knife too hard into the surface of the gutter especially if your gutter is made of wood. After scrapping the gutter, sweep the area and remove all particles left on the gutter with the use of a scoop device.

After cleaning the surface of your half-round gutters, check the elbow joints and downspout entries for signs of clogging. If your elbow joints and downspout entries have screens, simply remove the screens and clean off the dirt and debris. If the elbows joints and downspout entries are not screened, you need to flush the dirt out or use long handled tongs to take the leaves and debris out from the joints and the downspout.
Repair Damage on Your Gutter

Check your half-round gutters for leaks and breaks especially around the seams. Leaks and breaks can be repaired by applying waterproof sealant. Before you apply sealant on broken or leaking seams on your gutters, remove the old sealant first. To remove the old sealant from your half-round gutters, you need to apply sealant remover on the area then let it stand for about an hour. Gently scrap off the old sealant from the seams then let the seams dry completely. Once the seams are dry, apply the ample amount of new sealant.

If your half-round gutters are damaged beyond repair, you need to replace the damaged gutters with new ones. To do this, remove the old gutter then clean the area underneath. Replace rotten wood with new ones before you install the new gutter. When installing the new gutters, make sure that the seams fit snugly before you put the screws in. Tighten the screws on the gutter then apply sealant on the seams to close it off.

If your half-round gutters sag in some areas, you need to reinforce the sagging areas with the use of metal brackets. To install the metal brackets, put the metal bracket snugly under the half-round gutters then use screws to attach the metal brackets to your roof. After repairing the sagging areas of your gutter, check the position of the downspouts. Your downspouts should be securely attached to the connectors and it should be attached firmly to the walls of your home. If your downspouts are not in their correct positions, adjust the downspouts. Make sure that the water from the downspout hits the ground at least two feet away from the walls of your home to avoid flooding your basement.

Creative Ways To Use Bi Fold Doors

| Comments Off on Creative Ways To Use Bi Fold Doors

Sooner or later your beloved old home starts feeling small and dull. Moving house is usually not what you would really like and large home improvement projects may be also beyond your intentions or your means. If you are looking for effective ways to change the whole atmosphere of your residence without too much effort, bi fold doors are the most creative, elegant and useful house improvement solution available.

The greatest advantage of these mobile glass panes structures is that radical improvements can be achieved with small efforts if they are employed. The biggest thing you have to do is demolish one wall of the room that you want to change. You can do that just in part. You may then rebuild by employing the bi fold doors directly, or add a small annex to your room, and use the glass walls there. This annex will enlarge your room, with or without changing its shape fundamentally. All these architectural choice are now entirely yours to make.

Your annex can be either large or small, for these structures encased in thin aluminum frames will easily cater for any aperture in your wall. The annex itself can also take any shape that would please your eyes. You can build a two-walled (triangle-based) annex, or a three-walled (rectangle or trapeze-based) annex, and employ multiple glass walls of different sizes, such as one small and one large for the triangular annex, and one large plus two small ones for the rectangular or trapeze one. If this combination is topped with a glass roof, you have just added the perfect conservatory or the new patio to your old and beloved home.

Not only has the external aspect of your residence changed drastically this way. The room that is enriched with such a beautiful annex will benefit from the natural light of the sun, filtered by the pleasant and useful double layered glazing of the panes. Such filtered light will work wonders in terms of both inner design and psychological effects. Moreover, expect a significant reduction of your monthly expenses concerning the artificial illumination and heating of your home.

It is entirely up to your designers eye and your habits if the room that you choose for this improvement is an old fashioned dining-room, a large but rather dark living room or the smallest bedroom in the house. Only, get ready for a change which will constantly please the eyes and the soul, once you employ bi fold doors.

Home Improvement Guides Free ©2019. All Rights Reserved.
Powered by WordPress. Theme by Phoenix Web Solutions